Everyone knows that vacations take planning. Before you depart, you run through your checklist: Schedule cleared, check; clothes packed, check; sporting equipment packed, check; swimming suit packed, check; wallet, check. While you are at your vacation home, the worries of the world seem to melt away. You get to spend more time with the people in your life who really matter and spend “quality time” with them, and lots of it, too! Whether your vacation home is a cottage by the … [Read more...]
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Preserving Your Independence
As we get older, it often seems that time accelerates. It seems the children were in diapers just yesterday. But, now they’ve left home and they have kids of their own. Where does the time go? Aging is a normal part of life. The infant becomes a toddler. Later the teenager becomes an adult (thankfully). Unfortunately, as we age later in life we are no longer as able-bodied as when we were teenagers. Gradually, we all get more aches and pains. But, what would happen if something serious … [Read more...]
Planning for a Stress-Free Vacation
Every year thousands go on vacation. And they’ve likely planned it to a tee – which hotel to stay at, which sights to see, and they’ve maybe even scouted the local restaurants that are a “must-try” on their trip. But, when it comes to planning, one of the most important, often-overlooked items is making sure your “what if’s” are in order. For example, what if something happens to the house while you are gone? What if something happens at work? Or worse, what would happen to the kids if you were … [Read more...]
Preserve Your Legacy, Not Just Your Money
Death and incapacity are natural parts of the process of life. We are born; we grow up; we may experience incapacity; and we eventually pass away. Along the way, we develop our values and accumulate assets and experiences. Sure, when we die, we want to pass along our assets to our family while paying the least possible taxes, but, what is most important is passing along our lifetime of values and experiences. A new paradigm in estate planning is emerging, Legacy Planning. This allows your … [Read more...]
Dealing with Aging Parents
Your parents were there when you took the first wobbly steps of being a toddler. They were there when you faced life’s challenges and the scary obstacles life put in your path. Now, you watch your parents take their own unsteady steps. You want to be there to comfort them as they face the obstacles of aging. You want to help them, without depriving them of their independence. But, how do you do that? Of course, each situation is different, depending upon the … [Read more...]
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