As we retire and get ready for the next stage of our lives, many of us have a plan in place outlining what we wish to leave to our sons, daughters, grandchildren, or other loved ones, or perhaps to charity. It’s imperative to review your estate plan periodically, especially if you or your spouse are getting on in years, or if your health is failing, to ensure that it continues to meet your goals. Time usually passes more quickly than we expect. Make it a priority to re-evaluate your goals and … [Read more...]
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Estate Planning: Know the Terminology
Although thinking of one’s own death is an uncomfortable task, many people agree that initiating some form of estate planning is prudent. However, some people may feel intimidated by meeting with an attorney to discuss their needs because of an unfamiliarity with the law. A good lawyer will discuss your available options in simple terms that a person with no legal training can comprehend. But you can also relieve some of that hesitancy by familiarizing yourself with legal terminology before … [Read more...]
Five Reasons To Plan Your Estate Now
We can all come up with reasons to procrastinate and avoid doing what we should. However, there are many reasons to avoid procrastination when it comes to estate planning. Here are five of them: Reduce estate tax and income tax. Proper estate planning can reduce estate and income taxes for both you and your family. Depending on the size of your estate, proper planning could cut your taxes by half or more. Name guardians for minor children. Clearly, the future of your … [Read more...]
What’s Important in Your Life?
Facing difficulties in life sharpens our focus. When tragedy strikes, we recognize what’s important in our lives: Our family, our friends, and our values. Henry Wadsworth Longfellow, the famous 19th century American poet, said “Into each life some rain must fall.” We have all had “rain” in our lives. Our tragedies typically are quite personal: the death of someone close to us, a life-threatening illness, or a violent crime. Sometimes our tragedies are shared by countless others: … [Read more...]
Government Assistance for Those with Disabilities
Living life with a disability can often be tough. But if you or a loved one is afflicted with a disability, know that you don’t have to struggle on your own to make ends meet. The government provides aid to those with disabilities in various ways. The four largest and most common forms of government aid are Social Security, Supplemental Security Income, Medicare and Medicaid. Two forms of aid, Supplemental Security Income, or “SSI”, and Medicaid, are known as … [Read more...]
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