We look around us and we see the changing face of America. Americans are living longer now than ever before. According to the National Center for Health Statistics, the average life expectancy at birth is now 77.2 years. The life expectancy has ratcheted up gradually from 59.7 years in 1930. This, combined with an increased rate of divorce, results in more marriages per individual and more blended families. Let’s look at a typical situation. Susan and Mike have been married for 5 … [Read more...]